AFFORDABLE HEALTH INSURANCE

 
(Free California Health insurance quotes)
   
Phone: (323) 937 5690                    

       
        If you leave a job where you have had employer-sponsored health insurance, you will want to ensure that you have continued protection against the high costs of health care. Whether you leave the job on your own or you are forced to leave, there is a Federal law that may help you to maintain coverage.

        Under the Consolidated Omnibus Budget Reconciliation Act of 1985 (commonly known as COBRA), group health plans sponsored by employers with 20 or more employees are required to offer continued coverage for you and your family for 18 months after you leave the job. In some cases, the COBRA period may be extended past 18 months. In order to continue your coverage under COBRA, you must notify your employer that you intend to do so within 60 days of losing your employer's health coverage. You also must pay the entire premium for the cost of the coverage.

        Some States have laws similar to COBRA that apply to employers with fewer than 20 employees. To find out if this applies in your State, contact your State Insurance Commissioner. Check the blue pages of your local phone book for contact information.

        you may decide to purchase a short-term policy if you plan to take another job in the near future. If you open your own business and become self-employed, you may be able to obtain health insurance through a trade or professional association.

Source: Agency for Healthcare Research and Quality and America's Health Insurance Plans.

            For more information about finding the right health insurance policy for you, contact GotAffordableHealthInsurance.com, a licensed California health insurance agency.

            I represent the major health insurance plan carriers and write policies all over the state. For more information, call our insurance agency at 323-937-5690 or email me with any questions that you have about buying health insurance in California.

            Contact us today, and find how to find a affordable health insurance plan today.